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Credit unions are unique in today's world. They are financial cooperatives owned by their members... everyday people just like you. Unlike for-profit banks that need to make a profit for shareholders, credit unions are run for the benefit of their members. Because they are not-for-profit, credit unions can offer members better rates and lower fees than other types of financial institutions.

Uniquely Vermont
Cooperatives represent the power of Vermonters working together to make something better, whether it be cheese, utilities, or financial services. Credit union members especially know this because in 2008 when other financial institutions were struggling and failing, assets at Vermont credit unions grew at a rate of 17%, the highest among all 50 states and nearly twice the national average.

Safe, Sound & Responsible
Deposits in all Vermont credit unions are federally insured up to $250,000 by the National Credit Union Administration (NCUA), a U.S. Government agency. No one has ever lost a penny of federally insured savings in a credit union. Today, when other sources of consumer credit have tightened up, Vermont credit unions continue to make responsible loans to members, just as they’ve been doing for 71 years.

A Better Deal for Consumers
Credit unions can help you save money by offering a full range of financial products and services. A June 2008 report found that Vermonters saved over $30 million per year in interest and fees by using credit unions instead of banks. Discover what over 282,000 of your friends and neighbors already know, and experience the benefits of belonging to a Vermont credit union.

The iBelong campaign is supported by the Association of Vermont Credit Unions. Those member credit unions are listed below